18 Ways To Make Money On The Side With A Full-Time Job

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Looking for ways to make money on the side, even with a full-time job? Increasing income is one of the most powerful tools to help you catch up retirement savings after a late start. However, what if you’re already working full-time and do not plan to change jobs? You can still boost your income by making extra money on the side!

Why You Need To Make Money On The Side, Even With A Full-Time Job

For those of us who are behind in saving for retirement, we must find extra money to boost our retirement accounts as much as possible. Are you wondering how to do that?

Yes, you can cut back on expenses to save money for retirement. Getting out of debt is also important if you’re ever going to be able to catch up retirement savings after a late start. Unless you increase your income, though, you won’t be able to make much headway.

That’s why I’m excited to share this guest post from Max, one of the writers from the site Wealth of Geeks. As a certified credit counselor, Max has coached over 250 people to help take the stress out of money. After coaching, his clients remain stress-free about money and have a simple plan they can follow to accomplish their financial goals.

Max understands the power of increasing income to reach financial goals. Sometimes making more money can only be achieved by taking on an extra side job or a side hustle. No worries! Here are the top 18 side hustle picks Max recommends for baby boomers.

18 Ways To Make Money On The Side With A Full-Time Job

If you are over 50, have a full-time job, and are looking for a way to make some extra income, you’re in luck. There are several great side hustles that you can do to bring in some extra cash. Here are 18 of the best side hustles for older, more experienced people who are already working a full-time job. 

Life Coaching

One of the best side hustles for people over 50 is life coaching. One benefit of growing older is the experience and wisdom that is gained over time.

As a life coach, you will help your clients make positive changes in their lives. You will assist them in setting goals and achieving those goals. Life coaching is a great way to earn extra income if you have a passion for helping others.

Related: You Can Get Paid To Get Healthy

One Way To Make Money On The Side With A Full-Time Job Is Blogging

If you enjoy writing, why not start a blog? There are many ways to monetize your blog to earn money from it. You can sell advertising space, become an affiliate for other products, or even sell your own products through your blog. One of the easiest ways to do this is by writing gift guides and publishing them on your site.

Related: Creating Gift Guides As A Way To Earn Money

Online Tutoring

Online tutoring is an excellent option if you have some proficiency in a subject. You can help students worldwide learn about your topic of expertise. Tutoring students to prepare for college entrance exams is another way to make consistent income on the side.

Tutoring is a great way to share your knowledge and make extra money simultaneously.

Pet Sitting

If you love animals, you may want to consider pet sitting or dog walking as another way to make extra money. Pet sitting can be done for pay, or done in exchange for a free place to stay.

Trusted Housesitters is a well respected site that helps home/pet owners find caretakers for their pets while the owners are away. No cash is exchanged, but pet sitters get a free place to stay, including gorgeous vacation spots! Other online sites like Rover will connect dog walkers with dog owners who will pay good money for walking their dogs.

You can earn money by taking care of people’s pets while their owners are away. Private pay pet sitting or dog walking are both great ways to make extra money if you have a flexible schedule and live near a busy area.

Selling Crafts Online

If you are crafty, why not sell your creations online? You can make a decent income by selling your handmade items online through sites like Etsy, the Handmade Artist’s Shop, eBay, and iCraft.

These sites have a variety of fees and commission structures, so make sure you understand the costs. Some can be quite expensive. In fact, Etsy sellers went on strike in April 2022 after fees increased by 30%.

However, selling your crafts can still be a great way to monetize your hobby and earn extra money.

Related: 10 Fun Hobbies To Make Money For Retirement

Travel Agent

If you enjoy traveling and learning about new places, consider becoming a travel agent. In addition to having great customer service skills, you will need to be good at sales. As a travel agent, you will help people plan their vacations. 

Since older people are more likely to have traveled at some point in life, boomers have firsthand experience about many travel destinations. Working as a travel agent is a great way to share your knowledge of traveling and make some extra money at the same time.

Teach Music Lessons

If you love music, then teaching music lessons might be the perfect side hustle. Teaching music lessons is a great way to share your love of music and make some extra money simultaneously. You can teach students how to play an instrument or to sing.

Rent Out Rooms in Your House on Airbnb

Do you have extra rooms in your house that you’re not using? If so, you can rent them out on Airbnb. Renting out rooms is a great way to make extra money in almost any real estate market. 

Local Tour Guide

You can become a local tour guide if you know a lot about your city. You can give tours to visitors and show them around your city. Working as a tour guide is a great way to earn extra money and share your knowledge of your town.

Retail Arbitrage

If you enjoy shopping, retail arbitrage might be an excellent option for you. Retail arbitrage is a great way to make some extra money and get a bargain on your favorite items. With this side hustle, you purchase items from one store and sell them at a higher price elsewhere, such as on Facebook Marketplace or eBay.

Alteration Services

Although most baby boomers had classes in sewing and home economics as part of their formal education, these subjects are no longer taught in the majority of schools today.

If you have a talent for sewing, alteration services might be the perfect side hustle. You can alter clothes to fit your clients’ needs. Providing alteration services is a great way to make extra money and help people look their best.

Freelance Writing Can Be A Fast Way To Make Money On The Side

Look into freelance writing or “ghostwriting” as a side hustle if you love writing. As a freelance writer, you can write articles for magazines, websites, or even businesses. Freelancing is a great way to share your thoughts and earn extra money.

House Cleaning

Cleaning other people’s homes might not sound like the most enjoyable thing, but this service is always in demand. House cleaning is perfect if you have a full-time job because people only usually need their houses cleaned once every couple of weeks. You can offer your services to busy families who need help keeping their homes clean.

Personal Chef

If you love to cook, you could become a personal chef. Working as a personal chef is a potentially high-paying side hustle, especially if you’re cooking for fancy dinner parties or a large crowd. Being a personal chef is a great way to share your culinary skills and make some extra money simultaneously.

Invest in any specialized classes that will help to set you apart as a highly sought after personal chef, such as Raw Vegan Chef Certification and other online courses from Pure Joy Planet.

Event Planning

Event planning is excellent for creative people who love to help others make their visions come true. You might plan birthday parties, weddings, or other special events. You’ll meet great people and help your clients plan an event they will hopefully remember for years to come.

Write Greeting Cards

If you have a talent for hand lettering and art, you may be able to make good money creating unique greeting cards. You can create anything from birthday cards to anniversary messages, even sympathy cards. Open a shop on Etsy or another online site like Zazzle to sell your designs and reach a wider audience.

Fewer and fewer students are being taught to write in cursive. If you have beautiful handwriting or calligraphy skills, you could make a nice side income addressing wedding invitations!

Translator

Are you bilingual? Do you know American Sign Language? If so, then you might consider becoming a translator. Many companies and government agencies are always looking for translators. You’ll make great money while meeting new people and honing a highly coveted skill.

Rideshare Driver

Being a rideshare driver is an excellent option if you want a flexible side hustle. It’s easy money and isn’t super time-consuming if you only drive within a set radius. All you have to do to get started with a rideshare service like Lyft or Uber is to download the app and begin to accept rides. You create your schedule. 

Bonus: Apps To Make Money On The Side

Many of the money-making ideas shared in this post can be started quickly if you have a smart phone. Simply download an app and you’re ready to start making money on the side!

Cash back shopping apps like Rakuten are great for this. Not only can you save money with coupons and sweet deals from Rakuten, you also get cash back on purchases you would be making anyway. Plus, when you refer a friend, you can both qualify to get a cash bonus.

Yes, you really can make money on the side, even with a full-time job!

Summary: There Are Many Ways To Make Money On The Side

There are many great side hustles for people over 50 with full-time jobs. Just because you’re working full-time doesn’t mean you can’t make some extra money on the side!

Whether you want to start your own business, create an extra income opportunity around your current work schedule, or just pick up a few extra hours making money from home, there is something for everyone here. 

You’re sure to find one that’s perfect for you. Why not make extra income on the side?

Final Thoughts On Making Money On The Side With A Full-Time Job

Thank you, Max, for these great money-making ideas that baby boomers can easily do, even with a full-time job. We really appreciate the perspective Max shares as a certified credit counselor.

When Max is not coaching clients or writing for Wealth of Geeks, he enjoys indoor cycling, treasure hunting in local pawn shops for Swiss-made watches, and reading financial books. No wonder Max has such great ideas for making money on the side!

These 18 Ways To Make More Money On The Side Are Just The Beginning

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