15 Frugal Tips To Save You Thousands For Retirement

Image of dollar bills in an open wallet. Switching to cash is one of 15 Fugal Tips To Save For Retirement.
Image by Kredite from Pixabay.

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One of the biggest reasons people put off saving for retirement is because they believe they don’t have enough money to set anything aside. Suddenly, retirement is around the corner and they are looking for ways to boost retirement savings after a late start.

Wondering where you can find extra money to boost retirement savings, too? Today I’m excited to share a guest post from Robyn, the blogger behind A Dime Saved. Robyn’s motto is “A Dime Saved is A Dime Earned.” Robyn is an expert on saving money when your budget is tight.

Keep reading to see what Robyn has to say about how frugality can help when you are saving for retirement.

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Greenest Cyber Monday Deals That Will Save Money 2023

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Since the global pandemic started a few years ago, the internet became my primary source for shopping. Although I wasn’t much of a shopper anymore before this, anyway. I quit shopping for entertainment once we changed our money mindset. Which is something we had to do if we were going to catch-up our retirement savings!

However, we all still need to buy toilet paper, household essentials, and food. Thanks to the ongoing COVID variants, I continue to do as much of my shopping online as possible. I plan to knock out my list on Cyber Monday and save a ton of money! Keep reading for money saving strategies and deals.

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How To Make Fabulous Herbal Vinegars And Save Money

Image of red colored herbal vinegar in a decorative glass bottle, sealed with a cork and tied with a pretty red bow. Surrounded by pinecones, a pine branch, and ornaments.
Save money making lovely herbal vinegars to give as gifts! Image by Bernadette Wurzinger from Pixabay.

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What are you planning to do once you retire? Start traveling, take up golf, maybe plant an herb garden and make your own fragrant, flavorful herbal vinegars?

I’ll probably do a little bit of what I’ve always done, because I don’t believe in waiting to start my best life. I want to live it now!

That’s why my husband & I take so many trips, even though I’m still working to catch-up retirement savings. He likes to remind me of an old guy he worked with years ago, whose retirement plans included traveling to exotic places with his wife. Unfortunately, by the time this couple retired, their health was so poor that travel had become impossible.

So, my husband and I travel as much as we can right now, and I dabble in my favorite herbal hobbies. Herb gardening is a big one, along with making herbal crafts and gifts.

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Saving For Retirement: How Becky Won The Race Despite A Late Start

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Photo of Becky Heptig, interviewee #2 in the Saving for Retirement series. Becky is standing with her husband, the background features beautiful gold & green trees.
Becky shares how she & her husband made saving for retirement a priority. Image courtesy of Becky Heptig.

Saving for Retirement: Successful Catch-Up Stories. Interview with Becky Heptig.

Saving for retirement can be challenging at any age, but what if you haven’t even started? I think it is helpful for baby boomers to hear that it’s possible to catch up retirement savings, even after a late start, from someone who’s done it.

Let’s learn from others who have used their creativity to increase savings and maximize retirement catch-up strategies in my new interview series, Saving for Retirement: Successful Catch-Up Stories.

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Boost Retirement Savings Now For A Healthy Nest Egg

Photo of $100 dollar bill with two golden eggs. If you're behind in growing a nest egg, boost retirement savings now!
Want to grow a healthy nest egg? Boost retirement savings now!

This post to help you Boost Retirement Savings contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Behind in your retirement savings? I was, too. It’s a scary moment when you realize you haven’t saved enough (or even started to save) money for your retirement. Maybe you never got around to contributing to your 401(k), or maybe your money story wasn’t the greatest and you feel guilty about it.

Honestly, it doesn’t matter what led up to this moment. What matters is the action you’re willing to take to boost your retirement savings now.

In this post, I want to share 5 things you can do today to help catch-up your retirement savings. These are the steps I took to get my own retirement savings back on track after a late start. There is just one thing I want to mention first . . .

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