Crisis and Opportunity: In a Year Like 2020, I Have Hope for 2021

Image by Comfreak from Pixabay.

This post on crisis and opportunity contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Happy New Year! After the first year of COVID, I felt the new year could not get here soon enough! Enduring the devastation of a global pandemic, political and social injustice, and the downright small mindedness displayed by people during 2020, I was ready to kick that year to the curb!

I spent New Year’s Eve at home, thinking about the events of the past year. There have been many hardships, but also some blessings. Our country has been in crisis unlike any other in most of our lifetimes. Yet, I’ve also seen a move toward gratitude and a larger portion of society striving for justice and balance. Is it a silver lining? An opportunity within the crisis?

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5 Simple Ways To Save Money During The Holidays

This updated post on simple ways to save money during the holidays contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Photo of a piggy bank wearing a Santa cap. Save money during the holidays by keeping an eye on your savings.
Photo credit: Hans via Pixabay.

Save money during the holidays – these simple tips will teach you how!

What do the holidays have to do with personal finance? Plenty, it turns out. It’s easy to spend a little more than expected with the hope creating special memories with family and friends.

In fact, it’s not uncommon to overspend during the holidays. Christmas has become very commercialized, with decorations popping up in stores earlier every year. Clever marketing often entices shoppers to spend more than planned. Once January rolls around and credit card bills start piling up, you may feel pressured to put a hold on retirement savings in order to cover your bills.

However, there’s nothing wrong with saving money during the holidays. You can learn to avoid the stress of overspending and protect your retirement savings by following simple ways to save money during the holidays.

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Happy Blogmas! 25 Days Of Money Saving Ideas

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Join the fun during Blogmas!
Photo credit HoliHo via Pixabay.

Blogmas? 

Before I started blogging just over a year ago, I had never heard of Blogmas.  Some of you may have heard of Blogmas already, or maybe you’ve even participated in it.  For others, it may be a completely new idea.

Let’s explore Blogmas together! 

In this post I’ll explain what Blogmas is and highlight some of the holiday topics I plan to write about during December, including money saving ideas, crafting herbal gifts from the heart, and giving yourself the gift of a richer retirement.

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How to Travel Hack Without Using Credit Card Points

Travel Hack your way to Machu Picchu. Woman overlooking Machu Picchu.
I’d rather be in Machu Picchu!

This post on how to travel hack without using credit card points contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Whether independently wealthy, or still working towards Financial Independence, no one wants to pay more than they have to when traveling.  In this post, I’m going to share some ways to travel hack your way to savings without playing the credit card points game.

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