Dave Ramsey Archives - Baby Boomer Super Saver

May 9, 2018February 21, 2024

The Debt Snowball Is The Best Strategy For Killing Debt!

The debt snowball can help you wipe out debt quickly, — Photo credit StockSnap via Pixabay.

This post on the debt snowball contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Have you heard of the debt snowball? The idea behind the debt snowball is that by paying off your smallest debts first, regardless of interest rates, you will gain a sense of satisfaction that gives you the motivation to plow through the rest of your debt very quickly.

In this post, we’re going to examine why the debt snowball is the best method to get out of debt, so that you can then put all your efforts into catching up retirement savings.

January 17, 2018February 21, 2024

How to Travel Hack Without Using Credit Card Points

Travel Hack your way to Machu Picchu. Woman overlooking Machu Picchu. — I’d rather be in Machu Picchu!

This post on how to travel hack without using credit card points contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Whether independently wealthy, or still working towards Financial Independence, no one wants to pay more than they have to when traveling. In this post, I’m going to share some ways to travel hack your way to savings without playing the credit card points game.

October 10, 2017February 21, 2024

How The FIRE Community Is Going To Change Your Retirement Strategy

Image of a person holding a handful of $20 bills. Having a retirement strategy will help you save enough for retirement. — *Image by StockSnap from Pixabay.*

This post about how the FIRE community is going to change your retirement strategy contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Have you ever felt behind in your effort to save for retirement? At one time, my husband and I wondered if we would ever catch up our retirement savings. We needed a retirement strategy to boost our retirement savings!

September 18, 2017February 21, 2024

How Our Money Story Can Help You Improve Your Finances

Image of woman holding out a stack of cash. It's possible to change your money story to improve your finances. — Image by Kredite from Pixabay.

This post on how to improve your finances may contain affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

We all have a money story, but did you know you can re-write the ending in order to improve your finances? Here’s how we found the motivation to change our money mindset.

Are you living with the stress of debt? My family struggled with debt far longer than we should have before my husband and I finally woke up, changed our ways, and began saving our money.

We struggled through the Great Recession of 2007 – 2009. At that time, I had my own early childhood education business. Due to the economic downturn, I ended up closing my business and sold all my classroom equipment and supplies.

I went back to work for The Man.