Baby Boomer Super Saver

October 4, 2020February 21, 2024

3 Best FIRE Books That Will Inspire Late Savers

Photo of book fire and a glass of wine. Best FIRE books are hot! — Image by Myriam Zilles from Pixabay.

This post on the best FIRE books contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Before my husband and I ever heard of the FIRE (Financial Independence, Retire Early) movement, we were drowning in debt. Scary times! Like actors in a bad horror movie, our incompetence killed every chance we had to make it out of our thirties and forties with any retirement savings at all.

In the pit of despair, we encountered an antihero. With all of his sarcasm, snark, name calling and screaming, Dave Ramsey forced us to change how we managed our money. We initially learned how to get and stay out of debt by listening to the ravings of a mad man on the radio. Dave was angry, but he wanted to help.

What happens once the horror movie is over? Dave Ramsey did help us to change our money story. We were out of debt, but had no savings. Thus began our quest to learn how to fast track retirement savings. Here are the three best FIRE books that inspired us to catch-up our retirement savings…

October 3, 2020February 21, 2024

Special Days In October You Need To Know About

Photo of autumn leaves in colors of red and yellow. — Image by 9883074 from Pixabay.

This post about special days in October contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

It is the second day of October, so here I am, writing another blog post. No, I have not published daily posts before, but I am shaking things up this month! That is because I decided to participate in Blogtober this year.

What is Blogtober you ask? It is a writing challenge that requires bloggers to create new, original content every day for the 31 days of October. You can read more about Blogtober and why I decided to participate here: Blogtober – An Event That Will Make You Smile.

Blogtober is not the only special event in October, however. Of course, there’s Halloween, which seems to be growing in popularity every year. Sales of Halloween decorations are right up there with Christmas decorations. Read on to discover other special days in October, including 4 days dedicated to money and another whole week devoted to retirement security!

October 1, 2020February 21, 2024

Blogtober – An Event That Will Make You Smile

Image of a hand drawing a smile on a cement stairway outside on a leafy path. I picked the smile image because Blogtober will make you smile. — Image by David Schwarzenberg from Pixabay.

This Blogtober post contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Blogtober rolls around every October. Bloggers look forward to it, as do blog readers. This will be my first time participating in Blogtober, however. I am a little bit nervous about the challenge, but I have decided to go for it!

After all, 2020 has been one non-stop crisis after another. We need a little fun!

In this post I will explain what Blogtober is, why I decided to join the event, and what I hope to accomplish. During October, posts will continue to focus on creative ways to catch-up retirement savings, along with some fun Blogtober ideas that will make you smile.

August 24, 2020February 21, 2024

Examining Implicit Bias and the Racial Wealth Gap

Photo. Close up detail of a painting showing just a portion of the face and one eye. The skin is blue, other details are black, except for the white part of the eye. — Image by mark10852 from Pixabay.

This post about implicit bias and racism contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

When I started writing this blog, my goal was to encourage and support others in their effort to achieve a secure retirement. I wanted to share a message of hope:

Yes, there is still time to catch-up retirement savings, even after a late start.

Maybe that is possible for some, but is it true for everyone? Can you save enough for retirement if implicit bias and racism prevent you from earning an equitable wage? From purchasing a home with favorable interest rates? Or even from having access to retirement saving accounts?

May 22, 2020February 21, 2024

Creating Gift Guides As A Way To Earn Money

Photo of a gift guide. Check other gift guides before you begin creating gift guides. Affiliate link for Perfect Gift Guides online course. — You can create gift guides to save more money for retirement. Image by Micheile Henderson on Unsplash.

This post about creating gift guides as a way to earn money contains affiliate links. If you click on a link and make a purchase, I will receive an affiliate commission at no extra cost to you. Please read my disclosure page for more info.

Helping baby boomers learn how to boost retirement savings after a late start continues to inspire me. Today I’m excited to share a guest post from Anne, the owner of Unique Gifter, who highlights another creative way to catch-up retirement savings. Anne is a personal finance writer who also knows how to give the best gifts. In addition to her blog, she is the creator of an online course, Perfect Gift Guides.

Take it away, Anne!

If you’re trying to increase your retirement savings later in life it can be challenging. Especially if your paycheck is already spoken for as soon as it arrives. The easiest way to increase your savings when you don’t have any spare change is to earn some extra money on the side. To help with this, consider creating gift guides in your spare time. They’re perfect for earning some extra cash that you can put right into your retirement savings. Here’s how you can earn extra money for retirement by creating gift guides!